Conventional Home Loans

Conventional loans offer flexible, cost-effective financing for a wide range of homebuyers.

Flexible Financing with Competitive Rates

Conventional home loans are one of the most popular mortgage options for homebuyers seeking competitive rates and flexible terms. At Potomac Trust Mortgage, we offer conventional financing with fixed or adjustable rates, ideal for borrowers with strong credit and stable income. These loans are not backed by the government, allowing for a wider range of property types and fewer restrictions.

A Smart Option for Many Homebuyers

Whether you're purchasing your first home, upgrading, or refinancing, our team helps you navigate down payment options, private mortgage insurance (PMI), and loan limits with ease. We focus on a streamlined, transparent experience so you can secure a conventional mortgage that supports your long-term financial goals.

Conventional Loan Amounts up to:
$832,750 ($1,249,125 in high balance counties)

Let's get started today with our simple and stress-free process.