About Potomac Trust Mortgage

A locally owned mortgage broker with over 20 years of experience helping clients secure the right home financing. Built on a foundation of honesty, integrity, and industry knowledge, the company is committed to delivering personalized mortgage solutions tailored to each client’s unique goals.

Row of suburban houses with red tiled roofs under a partly cloudy blue sky, with sunlight shining behind one house and greenery in the yards.

A Better Approach to Home Financing

Unlike large, one-size-fits-all lenders, Potomac Trust Mortgage works with a wide network of lenders nationwide. This allows clients access to competitive rates and a broad range of loan options, ensuring the best possible fit for every financial situation.

Whether you are buying your first home, refinancing, or investing in property, the team focuses on simplifying the mortgage process from start to finish.

Making the Loan Process Simple

Finding the right home is an exciting milestone, and securing the right mortgage should feel just as seamless. Whether you're a first-time homebuyer, upgrading, or refinancing, Potomac Trust Mortgage delivers personalized loan solutions tailored to your goals.

1

Initial Consultation

We take time to understand your goals, your financial situation, and your timeline to recommend the best loan options to suit your needs.

2

Pre-Approval & Application

We guide you through the application process and help you get pre-approved quickly so you can move forward with confidence.

3

Processing & Underwriting

We handle the details behind the scenes while keeping you informed, making sure everything moves smoothly and efficiently toward approval.

4

Closing & Funding

We walk you through final documents and the next steps, ensuring closing day is straight forward so you can focus on your new home.

Two men shaking hands over a white table with documents and a pen, one wearing a black suit and the other a white traditional garment with a watch.

Meet the Mortgage Experts Guiding You Through the Home Loan Process

At Potomac Trust Mortgage, the mission is simple: to put clients first by delivering expert guidance, transparent communication, and mortgage solutions built on integrity and trust.

Heath Bourne

Principal/Senior Loan Officer
NMLS:
205896

Jim Evans

Senior Loan Officer
NMLS:
222471

Benjamin Balser

Senior Loan Officer/Processing Manager
NMLS:
224226

Hannah Chmielewski

Loan Officer
NMLS:
2474482

Shannon Gopaul

Loan Officer
NMLS:
2281885

Jonathan Nam

Loan Officer
NMLS:
1953337

Heather Smith

Senior Loan Processor

Our Team is Licensed In:

Virginia

License #: MC-3668

Washington D.C.

License #: 12907

Maryland

License #: MLB6738

West Virginia

License #: MB-205798

North Carolina

License #: B-213320

South Carolina

Georgia

License #: 205798

Florida

License #: MBR5259

Potomac Trust Mortgage Company Puts People First

Our experienced mortgage professionals take the time to understand your needs, answer your questions, and guide you through every step of the loan process.

Whether you’re purchasing your first home, refinancing, or exploring investment opportunities, our goal is simple: make the mortgage process clear, efficient, and stress-free.